Before you run off and get a lender there are a few questions you need to ask yourself as you want to make sure you are financially prepared for homeownership.
Review your income, savings, and debt to figure out how much home you can afford.
The price you can afford to pay for a home will depend on several factors, for example:
Each buyer is unique and comes with diverse financial background. A mortgage professional will be able to help you determine exactly what you can afford. In the meantime, make sure to check out the Affordability Calculator just to give you a starting point.
You will probably make no greater single investment in your lifetime and choosing the right partners for your “Home Purchase Team” is a very important decision. You need to work with partners you can TRUST when making such important financial decisions. This is why you should choose FBC Mortgage, LLC.
In an effort to help you organize your personal documents to obtain a home loan, the following information is typically required during the process.
FBC Mortgage, LLC (“FBC”) is a Top 20 National Mortgage Lender headquartered in Orlando, Florida. FBC is licensed in 48 states and has over 80 branches and nearly 700 employees nationwide. FBC specializes in residential mortgage lending through our retail and wholesale/correspondent channels, and offers purchase, refinance, construction, and renovation loans. We focus on providing our customers and business partners with industry best practices and service. Many of the nation’s largest real estate firms and builders rely on FBC for their mortgage needs, along with a large referral base of satisfied past customers. We have won numerous national awards for our company culture and outstanding service, such as the Top 100 Mortgage Company, Best in Loan Delivery, Top Company for Working Families, and are consistently ranked as a Best Place to Work.
Need financing options on your new home? Choosing a purchase loan product that matches your goals is the most important part of the process. We are here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way. We will help you see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time home buyer or a home buying pro!
Foreign National Loans
First Time Home Buyer Programs
1. Change jobs or become self-employed
2. Buy a car, truck or van unless you plan on living in it
3. Use your credit cards excessively or let your payments fall behind
4. Spend the money you have saved for your down payment
5. Buy furniture before you close on your house
6. Originate any new inquiries on your credit report
7. Make any large deposits into your bank account
8. Change bank accounts
9. Co-sign for anyone
10. Purchase anything until after closing
Norman Bocci is a local financing professional and ready to guide you through the home buying process. He is committed to fast, professional, courteous and personal service to help you understand and feel at ease throughout the home buying process. Norman is a trained and certified loan originator specializing in financing homes in the Brevard County area real estate market. He is prepared to find the right loan program with competitive rates and low down payments for you.
Norman P. Bocci NMLS# 317253 | Mortgage Loan Originator
T: 321-459-9940 | M: 321-684-0590
Direct: 321-800-4267 | F: 321-459-9907
585 N. Courtenay Pkwy Suite 301 Merritt Island, FL 32953
Corporate Office: 189 South Orange Ave., Suite 970, Orlando, FL 32801 Toll Free: (866) 413-2563 - Email: email@example.com NMLS# 152859